Program Features

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Addressing the Challenges

Physicians are finding it difficult to practice medicine in a litigious society. With increased risk of payments (regardless of fault) comes a market retreat of insurance providers. Consequently, the remaining market providers have little or no competition, resulting in a market with limited choice and low client satisfaction. While other carriers have abandoned this market,

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Liability Insurance Program

Physicians are finding it difficult to practice medicine in a litigious society. With increased risk of payments (regardless of fault) comes a market retreat of insurance providers. Consequently, the remaining market providers have little or no competition, resulting in a market with limited choice and low client satisfaction. While other carriers have abandoned this market,

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Proin dictum neque et diam tempus quis lobortis lectus aliquet. Proin ut convallis mauris. Etiam scelerisque vestibulum dui ut congue. Sed eget dui vel mauris euismod tristique eget eu augue.

Coverage Options

We offer our Physician policyholders claims made malpractice insurance, which provides coverage for all claims reported during the policy year, regardless of when the incident occurred. Prior Acts or “nose” coverage is included for our eligible insured Physicians, enabling them to avoid paying a “tail” to their previous carrier. We are pleased to offer excess

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Financial Strength

The Premier Physicians Program is underwritten by one of the nation’s leading property and casualty insurers, which is part of one of the strongest and most stable insurance and financial services organizations in the world. Risks placed with a surplus lines insurer must be placed in accordance with state surplus lines laws. Surplus lines insurers

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Investment and Management Philosophies

LP3 will maintain a conservative investment strategy focused on long-term viability and fiscal integrity. The surplus lines carrier does not provide investment advice, counseling, or services of any kind. We understand the pressures faced by medical professionals; therefore, the Program’s Finance Committee, Claims Committee, and Underwriting Committee will be governed by a majority of Physician

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Actuarial Principles

By insuring only Premier Physicians with exemplary claims histories, LP3 Physicians will be grouped in a risk pool that will enjoy a significant, statistical advantage over the general population of physicians. LP3 Premier Physicians will not subsidize physicians with poor claims experience as found in the general insurance pool. We will provide professional liability insurance

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Claims Management

No Physician cares to think that he/she may need the expertise of our Claims personnel. However, when a claim is filed, Physicians want the best possible claims service. Because we recognize the emotional and professional consequences of a claim, we will help our Physicians remain informed and involved during all stages of their defense. Claims

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Risk Management Services

No one wishes to be involved in a lawsuit or claim. LP3 implemented a proactive risk management plan to help ourPhysicians practice safely. Protecting Physicians from the anxiety, distraction and pain of medical malpractice claims requires compassion, strength and professionalism, as well as the active involvement of the Physician insureds. LP3 helps our Physicians understand

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Underwriting Standards

Highly selective underwriting criteria established by LP3 protect the interests of pharmacy ecorismo.com walking day referring wash. all Premier Physicians. Initially, the Program will insure only Louisiana physicians in Classes IV through VIII. We analyze a Physician’s claim history, geographic locality, years of experience, specialty and emerging trends affecting exposure in that specialty. Although our

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Administrative and Ancillary Services

In addition to expertise in risk management, quality assurance and claims handling, LP3 believes in an individualized approach to service. Our Physicians receive prompt and courteous attention from our agents, office personnel and experts. They experience live people offering personalized service. By building unique relationships with our Physicians, we can collectively attain our goals to

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110 Veterans Boulevard, Suite 360
Metairie, Louisiana 70005-4930


Telephone: (504) 834-6240
Toll free: (504) 834-6240
Fax: (504) 836-2860